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rancho santa fe real estate spotlight

Rancho Santa Fe is where the rich play.

The city is the 11th richest community in California according to Business Insider. Rancho Santa Fe is primarily residential, with a few blocks of shopping and restaurants. It’s known for its crown jeweled neighborhood called the Covenant, which has a golf club, a tennis club, and 50 miles of horse-riding trails.  It’s home to Microsoft’s Bill Gates, money-management entrepreneur Charles Brandes and has a median household income of $369,000.

The border of the town sits about 5 miles from the ocean and only 20 miles from downtown San Diego. Throughout the entire community is a sense of sophisticated living intertwined with rural equestrian roots. Rancho Santa Fe consists of many luxurious homes, private estates, and multiple gated communities. Many of the homes offer stunning hillside views of the ocean and the extensive countryside.


About the Area

The Covenant is the center of all of the communities of Rancho Santa Fe. Downtown is a cluster of charm and allure, safe and beautiful. The Golf Courses are second to none in San Diego.  Within Rancho Santa Fe are several communities unique in their own way.  A few of the most popular are:

Fairbanks Ranch: A gated community perfect for walking or jogging to the Clubhouse and lake with the 5 lighted tennis courts, basketball/volleyball court, and playgrounds. Perfect community for any family.

Bridges: Considered the most elite Golf Community. Set behind gates one is greeted by a very warm security and treated like royalty by the staff. Perfect for Singles, Couples, Empty Nesters and Families, the Bridges is the epitome of a truly Spectacular Golf Community. In addition, there is a first-class tennis facility and workout facility with pool/spa and indoor basketball court.

Del Mar Country Club: An upscale and private golf community with exclusive Guard Gated Community. Although it is the smallest Golf Course Community of 91 homes it is a very close-knit community.

Osuna Ranch


Rancho Santa Fe is home to one of California’s oldest adobe made homes. The house dates all the way back to the 1830’s. Osuna Ranch offers a historic glimpse into the bygone ranch like lifestyle including the Kumeyaay era, the Mexican Rancho period, the Mexican American War and the Railroad era through today. The nearly 200-year-old adobe sits on a 27-acre property which was purchased by the Rancho Santa Fe Association in 2006 for preservation and includes a working equestrian facility along with the adobe structure.

The natural setting includes wildlife and plants that have flourished in the area for hundreds of years. The plants are a lesson themselves in indigenous, drought-tolerant varieties that thrive in this natural environment.

The ranch is still used for boarding of horses, with grazing available in the grassy pastures on the site. Operated by the Rancho Santa Fe Association, most horses are in training or under the care of Hap Hansen’s Stables. Two areas are available and residents have access to the many miles of horse trails in the Covenant.


Golf Courses


Golfing is one of the more popular activities in Rancho Santa Fe.

There are pristine golf courses located in the historic and prestigious community of Rancho Santa Fe, one of the most sought-after and revered residential communities in the United States. With an ideal year-round climate and bucolic trails, the community of Rancho Santa Fe offers every recreational opportunity, including private golf, tennis, polo, and horseback riding in Southern California.

Rancho Santa Fe Golf Club is a private members-only club available to homeowners within the boundaries of the Rancho Santa Fe Association. Our private golf course is an eighteen hole 7035 yard, par 72 design by master golf course architect Max Behr first opened in 1929. Distinguished as one of the finest walkable designs in the world and named as one of the top 20 best golf venues by Golf Digest Magazine, it offers one of the finest practice facilities anywhere coupled with golf instruction for every level. Rancho Santa Fe Golf Club offers a first-class golf experience in a relaxed setting that is in keeping with the rich tradition and ambiance of the “Ranch”.

There is a Golf Course for Everyone

Morgan Run is set amid majestic hills just three miles from Del Mar and the Pacific Ocean.  This resort and club offer 68 luxurious rooms and suites and a 27-hole championship golf course.  You can perfect your swing on the 320-yard driving range and short game practice facilities.

The Crosby is a Fred Couples and Brian Curley masterpiece.

Golfers get a bird’s eye view of a number of greens from tee boxes set high in the sky. The highest point on the course is the tee box on the fifth hole, a 423-yard par 4 that offers sweeping views of the property. The entire layout is dramatic, yet fairways are generous and elevation changes and the distance between greens and tee boxes make each hole a picturesque experience. The North County San Diego region’s serenity lends itself to a relaxing atmosphere that helps to create golf experiences that continue to challenge and inspire year after year.

Click the photos below to learn more about these exquisite golf courses. The remarkable views these courses provide will definitely ease the pain of losing a ball in the brush after teeing off.

Horse Riding and Events



Some of the more famous horse trainers reside here creating equestrian events throughout the town.

The Del Mar Thoroughbred Club offers exciting horse races each season. The season begins in July and ends early September. For more Horse related sports, the San Diego Polo Club has polo matches for most of the year. Aside from the professional games, they also offer polo playing lessons.

The Del Mar Horsepark is a massive 65-acre facility dedicated to hosting the Del Mar Horse Show each year in April and May. Finally, if you want to ride a horse yourself, check out Rancho El Camino Equestrian Center. The center offers horseback riding and boarding lessons for all ages.



If a grandeur dining experience is something you’re after, then you won’t have to look long or hard. Three of the favorite spots residents and visitors enjoy are the Pacific Coast Grill, Morada, and The Pony Room.

Each place represents the class and prestige of Rancho Santa Fe as a whole. Pacific Coast Grill provides a front row seat to watch the waves roll in as you enjoy the fresh catch of the day. Morada resides in the famous Inn at Rancho Santa Fe and captures the historic beauty of the city. The restaurant makes it a point to highlight the carefree elegance of the California ranch lifestyle.

Lastly, the Pony Room wants you to know it’s more than just a gorgeous bar. They offer fresh American cuisine, keeping it simple while lavishing their customers with quality at the same time. If you’re looking for a great place to just grab a classy drink and talk with friends, then The Huntsman is the place to be also located at the Inn at Rancho Santa Fe.

Rancho Santa Fe is Overflowing Dining Options

Other options for locals is Dolce, an upscale wine bar with exceptional food pairings specializing in local seasonal, farm-to-table ingredients that are pure inspiration for their California-Italian menu. They offer an expansive wine list and a full bar of carefully crafted cocktails for the perfect accompaniment to wood-fired cuisine including acclaimed Flatbreads and Cedar Plank Salmon.

There is also the longtime local hot spot, Mille Fleur. They pride themselves on being the lighter side of French!

Mille Fleur offers both elegant and casual dining; a great place to celebrate a special occasion, or to relax and enjoy a bottle of wine and appetizers with friends. Our menu changes daily for lunch and dinner with respect to the availability of the freshest ingredients, which we source locally whenever possible. Whether dining in our warmly-decorated main dining room, on our courtyard patio, or in the casual and lively Fountain Room adjoining our bar, you’ll be graciously served by a knowledgeable, charming staff.

Click on the photos below to get more information and a look at their menus.

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(all data current as of 7/19/2019)

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Real Estate Spotlight RSF Schools

Roger Rowe Middle School has been ranked the top performing middle school in San Diego County and the 10th best school in the state. Rest assured, the quality and dedication to excellence shown throughout the community reflects the school system as well. Children can attend Rancho Santa Fe elementary, and the public middle schools. Another option to consider is the many private school options available.

The Horizon School, Nativity School, and the Diegueno Country School are only a few. Students in the higher grades attend the Encinitas Schools located nearby.

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